Spacious,Luxury Yet Affordable 3 BHK/3+1 BHK Flats On Chandigarh-Ambala Highway
Yes,buying an apartment or a flat for yourself is indeed the most important decision of your life as well as for your family.It can sometimes be stressful also as many factors need to be taken care before making this important decision.Looking at the prices of the properties these days, it requires a huge amount to buy a house.Many of us buy a property only once or twice in a lifetime.Generally,on top of the list, what comes to our mind is that the Flat should be spacious,Affordable,must be a 3 BHK at least with all amenities of a ClubHouse preferably near Chandigarh.
Major Factors To Consider While Maing A Purchase
Location
Location is the foremost thing which comes to our mind before buying a flat.With Location comes the price of land in that particular area.Because the price of land impacts the price of flat.For example if you are looking for a 3BHK flat affordable at the same time,near Chandigarh the location should be chosen according to your budget.A good Location will be near a highway,Close to school,college,market,hospital,bus stop,railway station or an airport.
Builder & Promoters
One should also check the builder’s background i.e. his track record and experience.Check for the previous projects delivered by the builder.Were the projects delivered on time?You can also check the liquidity and financial soundness of the builder.
Finance Eligibility
You also need to check you eligibility for home loan in case you want to get the flat financed.You should know what amount you are entitled for,what will be the EMI and for how much tenure.
Additional Expenses:-You should also check all the additional expenses related to purchase of the flat like GST,ClubHouse charges,Power backup charges,IFMS,PLCs(Preferred Location Charges)etc.
Possession
Check for the timeline provided by the builder for Possession.As a 3BHK flat which is ready for possession will require complete amount to pay,on the other hand a project under construction will give enough time to the buyer to pay the amount as the payment in this case will be linked with construction.This is called CLP (Construction Linked Plan).
Legal Aspects
The property should be legal and authorised by the local government bodies for construction.You need to check the ownership of the property ie whether the said land or property is registered in the name of the owner by the relevant government bodies.You also need to check whether the builder has all the necessary approvals from the relevant authorities.
Amenities
Check for the amenities available in the project.Like Safety & Security,Shops for daily need inside the premises,ClubHouse,Park,Kids Play Area,Parking etc
